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FINANCING > Neighborhood Champions Program For
The "City of Champions"
Neighborhood Champions Program For
The "City of Champions"

Flexible Mortgage Loans
Neighborhood Advantage Zero DownTM & Credit FlexTM programs, specialized mortgages with flexible guidelines for those with low and moderate income
Specialized Professions Loans
Neighborhood Champions® Protected MortgageTM Loans, customized programs for teachers, police officers, firefighters, doctors and medical professionals
Combination Loans
Combines a first mortgage with a second mortgage or home equity loan for up to 100% of your property's value within a single convenient application
Neighborhood Champions™ is a program designed to help teachers, police officers, firefighters, medical workers and workers in related professions overcome the high cost of home ownership.
Who they're for
Teacher Flex®
Full-time educators or employees at the elementary, secondary or college/university education level, including administrators, librarians, counselors, administrative support and custodial staff. Part-time teachers are also eligible.
Police and Firefighter Flex™
Full-time sworn members or employees of a police department, sheriff's office, corrections department or other law enforcement agency.
Full-time sworn members or employees of a local, state or federal fire department or agency, including emergency medical response and patient care.
Medical Worker Flex™
Full-time medical professionals including but not limited to nurses, nursing assistants, medical technicians, dental assistants, pharmacy assistants or employees of hospitals, nursing facilities or doctors' offices.
Program features & benefits
Available nationwide. Available in every state, including the District of Columbia, for purchases or refinances.
Little or no down payment. To purchase a single-family home, all you may need is $500 from your own funds at closing. The remaining down payment and closing costs can come from a gift or other sources.
Flexible credit guidelines. You may not need an established credit history. All you may need is a favorable 12-month payment history on four monthly bills.
No income restrictions.
Free and discounted banking services. You may be eligible for a variety of discounted or free banking services when you have a mortgage with us.
Contact: Suzan Khan @ Bank of America
Office: (800) 660-8998 ext: 2014
Direct: (781) 356-3014
Mobile: (781) 883-7055
E-Mail: suzan.khan@BankofAmerica.com